Canadian Online Lender

Get funded today.

Fast approvals, flexible terms, and bank-level 256-bit encryption. Built for Canadians who need capital — without the wait.

$2M+

Funded

24hr

Approval

10,000+

Customers

256-bit

Encryption

Start Your Application

Apply in minutes. Funds as fast as today.

Our secure application portal takes less than 5 minutes. No credit impact.

The Process

Three steps to funded.

From first click to funded account — our process is built for speed without sacrificing security.

Step 01Apply Online

Complete your application in under 5 minutes.

Our streamlined digital form collects only what we need — no paperwork, no branch visits.

Secure online application
No credit impact
Available 24/7 from any device
Instant confirmation email

Person completing a loan application on a laptop at a clean modern desk

Step 02Get Approved

Our team reviews and approves within 24 hours.

A dedicated DashLoans advisor reviews your file and presents your personalised offer.

Human review — not just an algorithm
Flexible terms from 3 to 6 months
Competitive rates for all credit profiles
Clear offer with no hidden fees

Loan advisor reviewing documents at a modern office desk with dual monitors

Step 03Receive Funds

Funds deposited directly to your account.

Once you accept your offer, funds are transferred to your bank account — often the same day.

Direct deposit to any Canadian bank
Same-day or next-day transfer
Transparent repayment schedule
Dedicated support throughout your term

Person checking their bank account on a smartphone with a smile, funds received

No commitment required. Check your rate without affecting your credit score.

By the numbers

Fast. Secure. Trusted.

Every number here comes from real Canadian borrowers — not projections, not industry averages.

$2M+

Funded

Total capital deployed to Canadian borrowers.

<2hr

Approval

Average time from application to approved offer.

10K+

Customers

Canadians funded across every province.

256-bit

Encryption

Bank-grade SSL security on every transaction.

Important Disclosures

APR (Annual Percentage Rate)

The APR on the amount borrowed from the lender is always below 32% per year. Your loan is made up of a combination of principal, interest and a surety or bond.

Renewals

Our loyal customers can renew after a grace period to give them time to complete a previous loan before the beginning of payment cycles of their new loan.

Faster Repayment

Pay off your loan over a period of 91 to 120 days depending on your payroll frequency. You can repay your loan more quickly by making higher payments. You will save on interest.

Responsible Collections

All attempts to recover any portion of the Net Capital Balance or any additional costs permitted in law will be done in accordance with the laws of Alberta, including the Consumer Protection Act and all associated regulations, including the Collection and Debt Repayment Practices Regulation. We may at times use collection agencies on defaulted loans.

Repay in 91–120 Days or More

If you need to use a surety or bond, the cost of $500 is $250. If you have a beacon score over 700 you will not need a surety or bond.

Responsible Loan Policy

All applications are subject to a screening process in order to ensure that the borrower has sufficient income to repay the loan. This includes but is not limited to: check that your monthly salary is sufficient to repay the loan, check to make sure you do not have an excessive amount of NSF charges in your bank account; this can interfere with your ability to pay your loan on time. If you encounter any of these criteria, your loan application will be denied.

We Accept Loan Applications 24 hrs a Day

If your application has been approved and you have signed your contract before 1:30pm EST, your loan can be directly deposited for free the same day. Live customer service hours are from 8am – 8pm EST Monday to Friday and 8am to 4pm EST Saturday to Sunday.

Missed Payments and Credit Rating

Any missed payment will be postponed to the end of your contract, and will result in a $45 fee for insufficient funds, as stated in the contract. This will have no impact on your credit score at our business. If you need to defer a payment, you must call 72 hours in advance; this will result in a $25 fee, and will be added to the end of your contract. Loans repaid properly show good will and make the renewal of your loan hassle-free.

Borrow Responsibly

Please borrow responsibly. We offer a way to help you during difficult times. However, the interest rate is higher than the rate of local banks. These loans should only be taken out when you do not have other options for financial assistance, and should be used as seldom as possible. If contracted in knowingly, this loan can prove to be the right solution for you. However, the fact of getting together a large number of short-term loans could lead to serious financial problems and debt impossible to bear.

Head Office

55042 Edmonton RPO Windermere, Edmonton, AB, Canada T6W 5B4